Terms

IMPORTANT NOTICE: THESE PAYALERT SITES AND SERVICES TERMS AND CONDITIONS (the "TERMS") CONTAIN A BINDING ARBITRATION PROVISION AND WAIVER OF JURY TRIALS AND CLASS ACTIONS GOVERNING DISPUTES ARISING FROM USE OF THE PAYALERT SITE AND SERVICES. IT AFFECTS YOUR LEGAL RIGHTS AS DETAILED IN THE MANDATORY ARBITRATION AND WAIVER OF CLASS ACTION SECTION BELOW. PLEASE READ CAREFULLY.

These Terms govern access to and use of the PayAlert ("PayAlert", "we", "our", or "us") websites, products, and services (collectively, the "Site") by individuals or entities who are any of the following (collectively, "you" or "your"):

general website visitors to payalert.com and/or other URLs owned or operated by PayAlert (each a "Website Visitor");

subscribers or licensees to one or more of our products or services ("PayAlert Services") (each, a "Customer"); and

users of PayAlert Services, including Authorized Users (as defined below) of Customer Accounts and other PayAlert Service end users (each, a "User").

By using the Site, you accept these Terms (whether on behalf of yourself or a legal entity you represent).

If you are a Customer and have a Master Services Agreement or other similar agreement in effect with PayAlert (the "Corporate Terms"), then these Terms apply to the extent your use of the Site, including any of the PayAlert Services referenced in the Service Schedules below, is not already governed by such Corporate Terms. These Terms are intended to govern agreements with business or corporate Customers. These Terms will not apply to you if you wish to obtain PayAlert Services for personal use as a consumer (as defined by applicable consumer protection laws) and you will not be entitled to avail yourself to any rights in this document.

BY ACCESSING, USING, OR DOWNLOADING ANY MATERIALS FROM THE SITE, YOU AGREE TO FOLLOW AND BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, YOU ARE NOT AUTHORIZED AND MUST CEASE USING THE SITE IMMEDIATELY.

UPDATES AND COMMUNICATIONS

1.1. We may revise these Terms, including changing, deleting, or supplementing with additional terms and conditions from time to time in our sole discretion, including to reflect changes in applicable law. We will post the revised terms on the Site with a "last updated" date. PLEASE REVIEW THIS WEBSITE ON A REGULAR BASIS TO OBTAIN TIMELY NOTICE OF ANY REVISIONS. IF YOU CONTINUE TO USE THE SITE OR THE PAYALERT SERVICES AFTER THE REVISIONS TAKE EFFECT, YOU AGREE TO BE BOUND BY THE REVISED TERMS. You agree that we will not be liable to you or to any third party for any revision to the Terms.

1.2. You agree to receive all communications, correspondences, and notices that we provide in connection with our Site, including any PayAlert Services, including, but not limited to, marketing and promotional messages related to us or the PayAlert Services, correspondence regarding our delivery of the PayAlert Services, and providing you information related to your purchase of or subscription to the PayAlert Services ("Communications"), via electronic means, including by e-mail, text, in-product notifications, push notifications, or by posting them on or making them otherwise available through the Site. To the fullest extent permitted under applicable laws, you agree that all Communications we provide to you electronically satisfy any legal requirement that such Communications be in writing or be delivered in a particular manner and you agree to the extent you are a Customer to keep your Account contact information current. At any time, you can opt out of our email marketing and promotional messages sent to you by unsubscribing.

OWNERSHIP

2.1. Intellectual Property. The Site contains materials that are proprietary and are protected by copyright, trademarks, service marks, patents, and other intellectual property laws and treaties.

2.1.1. You agree to abide by all applicable copyright and other intellectual property laws, as well as any additional proprietary rights notices or restrictions contained on the Site. You acknowledge that the Site contains valuable intellectual property of PayAlert and its licensors. All present and future rights in and to any and all intellectual property or other proprietary rights of any type, including without limitation information, any improvements, design contributions, or derivative works thereto, and any knowledge or process related thereto, including rights in and to all applications and registrations relating to such intellectual property, will, as between you and PayAlert, at all times be and remain the sole and exclusive property of PayAlert and its licensors. Any rights not expressly granted in these Terms or otherwise in writing between you and PayAlert, are reserved by PayAlert, and any unauthorized use of any intellectual property regarding the Site is strictly prohibited.

2.1.2. The trademarks, logos, taglines, and service marks displayed on the Site (collectively, the "Trademarks") are registered and/or unregistered Trademarks of PayAlert and its licensors. The Trademarks may not be used in any advertising or publicity, or otherwise to indicate PayAlert's sponsorship of or affiliation with any product, service, event, or organization without PayAlert's prior express written permission.

2.1.3. Copyright. PayAlert respects copyright law and expects its users to do the same. If you believe that any content or material on the Site may infringe copyrights you own, please notify us.

2.2. License Restrictions. Information, including software that may be available for downloading through the Site or third-party websites or applications ("Software") is the copyrighted work of PayAlert, its licensors, and/or such other respective third-party providers. Use of the Software is governed by these Terms and such license and/or other terms as may be required directly of you by the third-party providers. Unauthorized reproduction or distribution of the Software is expressly prohibited by law, and may result in civil and criminal penalties. Violators may be prosecuted.

2.3. Submissions of User Content.

2.3.1. Submissions. The Site may enable you to submit, post, upload, or otherwise make available (collectively, "Post") content such as questions, public messages, ideas, product feedback, comments, and other content (collectively, "User Content") that may or may not be viewable by other users. If you Post User Content, unless we indicate otherwise, you grant us a nonexclusive, royalty-free, and fully sublicensable right to access, view, use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, copy, and display such User Content throughout the world in any form, media, or technology now known or hereafter developed. You also permit any other user to view, copy, access, store, or reproduce such User Content for that user’s personal use. You grant us the right to use the name and other information about you that you submit in connection with such User Content. You represent and warrant that: (a) you own or otherwise control all of the rights to the User Content that you Post; (b) the User Content you Post is truthful and accurate; and (c) use of the User Content you Post does not violate these Terms or any applicable laws. For the avoidance of doubt, User Content does not include any document or other data a Customer or User uploads for processing by any PayAlert Service account environment.

2.3.2. Screening & Removal. You acknowledge and agree that we may or may not, at our discretion, pre-screen User Content before its appearance on the Site, but that we have no obligation to do so. You further acknowledge and agree that we reserve the right (but do not assume any obligation) in our sole discretion to reject, move, edit, or remove any User Content that is Posted to the Site. Without limiting the foregoing, we have the right to remove any User Content that violates these Terms or is otherwise objectionable in our sole discretion. You acknowledge and agree that we do not verify, adopt, ratify, or sanction User Content, and you agree that you must evaluate and bear all risks associated with your use of User Content or your reliance on the accuracy, completeness, or usefulness of User Content.

3. RESTRICTIONS ON USE OF THE SITE

3.1. By using the Site, you specifically agree not to engage in any activity or transmit any information that, in our sole discretion:

3.1.1. Is illegal, or violates any federal, state, or local law or regulation;

3.1.2. Advocates illegal activity or discusses illegal activities with the intent to commit them;

3.1.3. Violates any third-party right, including, but not limited to, right of privacy, right of publicity, copyright, trademark, patent, trade secret, or any other intellectual property or proprietary rights;

3.1.4. Is harmful, threatening, abusive, harassing, tortious, indecent, defamatory, sexually explicit or pornographic, discriminatory, vulgar, profane, obscene, libelous, hate speech, violent or inciting violence, inflammatory, or otherwise objectionable;

3.1.5. Interferes with any other party’s use and enjoyment of the Site;

3.1.6. Attempts to impersonate another person or entity;

3.1.7. Is of a commercial nature in a way that violates these Terms, including but not limited to, using the Site for spam, surveys, contests, pyramid schemes, or other advertising materials;

3.1.8. Falsely states, misrepresents, or conceals your affiliation with another person or entity;

3.1.9. Accesses or uses a PayAlert Services account of a Customer without such Customer’s permission;

3.1.10. Distributes computer viruses or other code, files, or programs that interrupt, destroy, or limit the functionality of any computer software or hardware or electronic communications equipment;

3.1.11. Interferes with, disrupts, disables, overburdens, or destroys the functionality or use of any features of the Site, or the servers or networks connected to the Site;

3.1.12. “Hacks” or accesses without permission our proprietary or confidential records, those of another user, or those of anyone else;

3.1.13. Improperly solicits personal or sensitive information from other users including without limitation address, credit card or financial account information, or passwords;

3.1.14. Decompiles, reverse engineers, disassembles, or otherwise attempts to derive source code from the Site, except as expressly permitted in these Terms or by law, unless and then only to the extent permitted by applicable law without our consent;

3.1.15. Removes, circumvents, disables, damages, or otherwise interferes with security-related features, or features that enforce limitations on use of the Site;

3.1.16. Uses automated or manual means to violate the restrictions in any robot exclusion headers on the Site, if any, or bypasses or circumvents other measures employed to prevent or limit access, for example by engaging in practices such as “screen scraping,” “database scraping,” or any other activity with the purpose of obtaining lists of users or other information;

3.1.17. Modifies, copies, scrapes or crawls, displays, distributes, publishes, licenses, sells, rents, leases, lends, transfers, or otherwise commercializes any materials or content on the Site;

3.1.18. Downloads (other than through page caching necessary for personal use, or as otherwise expressly permitted by these Terms), distributes, posts, transmits, performs, reproduces, broadcasts, duplicates, uploads, licenses, creates derivative works from, or offers for sale any content or other information contained on or obtained from or through the Site, by any means except as provided for in these Terms or with the prior written consent of PayAlert; or

3.1.19. Attempts to do any of the foregoing.

If you believe content on the Site or any activity by an individual or entity violates the above restrictions, please contact our support team.

3.2. You may not frame the Site, place pop-up windows over its pages, or otherwise affect the display of its pages. You may link to the Site, provided that you acknowledge and agree that you will not link the Site to any website containing any inappropriate, profane, defamatory, infringing, obscene, indecent, or unlawful topic, name, material, or information or that violates any intellectual property, proprietary, privacy, or publicity rights. Any violation of this provision may, in our sole discretion, result in termination of your use of and access to the Site effective immediately.

3.3. You acknowledge that we have no obligation to monitor your – or anyone else’s – access to or use of the Site for violations of these Terms, or to review or edit any content. However, we have the right to do so for the purpose of operating and improving the Site (including without limitation for fraud prevention, risk assessment, investigation and customer support purposes, analytics, and advertising), to ensure your compliance with these Terms and to comply with applicable law or the order or requirement of a court, consent decree, administrative agency or other governmental body.

4. PRIVACY

4.1. PayAlert Privacy Notice. You acknowledge your understanding and hereby provide consent that, except as described in these Terms or applicable Corporate Terms, the information you provide to us or that we collect will be processed and otherwise handled as described in the PayAlert Privacy Notice.

4.2. Access & Disclosure. Except as described in these Terms or applicable Corporate Terms: (i) we may access, preserve, or share any of your information when we believe in good faith that such sharing is reasonably necessary to investigate, prevent, or take action regarding possible illegal activities or to comply with legal process (e.g. a subpoena or other legal process); and (ii) we may also share your information in situations involving potential threats to the physical safety of any person, violations of the PayAlert Privacy Notice, the Terms, the Corporate Terms, or any other of our user agreements or terms in effect; or to respond to the claims of violation of the rights of third parties and/or to protect the rights, property and safety of PayAlert, our employees, users, or the public. Further information on how we process personal data may be found in the PayAlert Privacy Notice.

4.3. Data.

4.3.1. Data Generally. You will be responsible for data that you provide or use in respect of the Site (including PayAlert Services). You are solely responsible for determining the suitability of use of the Site for your business or organization and complying with any regulations, laws, or conventions applicable to the data you provide and your use of the Site.

4.3.2. Personal Data. You warrant that collection and use of any personal information or data you provide while using the Site complies with all applicable data protection laws, rules, and regulations. You acknowledge your understanding and hereby provide your consent that we may process such personal data in accordance with the PayAlert Privacy Notice.

4.3.3. Usage Data. PayAlert may collect, generate, store and use diagnostic and usage-related data, and information, or insights generated or derived from the use and operation of the PayAlert Services (“Usage Data”). PayAlert owns all right, title, and interest in Usage Data and may use it for its business purposes, including providing support for PayAlert Services, customer account management, industry analysis, benchmarking, analytics, and developing and improving its products and services. Any Usage Data that PayAlert discloses will be de-identified and aggregated.

4.4. Site Visitor. You hereby represent and warrant to us that: (a) you have all requisite rights and authority to use the Site under these Terms and to grant all applicable rights in this document; (b) any information you submit to us (including Posting to the Site) is true, accurate, and correct; and (c) you will not attempt to gain unauthorized access to the Site, computer systems, or networks under the control or responsibility of us through hacking, cracking, password mining, or any other unauthorized means.

5. CONFIDENTIALITY.

5.1. Scope. Our “Confidential Information” means (a) any written information, materials and other documents supplied by us related to the Site which we do not generally disclose publicly, (b) the PayAlert Services themselves, excluding any data you upload to the PayAlert Services for processing; and (c) any other of our information that we may disclose in writing or orally and is designated as confidential or proprietary at the time of disclosure, or that due to the nature of the information a reasonable person would clearly understand it to be confidential information; and (d) any amendment to the terms and conditions of these Terms between you and us. Confidential Information will not include any information that: (i) was or becomes generally known to the public through no fault or breach of these Terms by you; (ii) was rightfully in your possession at the time of disclosure without restriction on use or disclosure; (iii) was independently developed by you without use of our Confidential Information; or (iv) was rightfully obtained by you from a third party not under a duty of confidentiality and without restriction on use or disclosure.

5.2. Restricted Use and Nondisclosure. During and after the term, with respect to our Confidential Information you will: (a) use our Confidential Information solely for the purpose for which we provided it; (b) not disclose such Confidential Information to a third party, except on a need-to-know basis to your affiliates, attorneys, auditors, consultants, and service providers who are under confidentiality obligations at least as restrictive as those contained in this document; and (c) protect such Confidential Information from unauthorized use and disclosure to the same extent (but using no less than a reasonable degree of care) that you protect your own Confidential Information of a similar nature.

5.3. Required Disclosure. If you are required by law to disclose our Confidential Information, you will give us prompt written notice before making the disclosure, unless prohibited from doing so by the legal or administrative process, and assist us to obtain where reasonably available an order protecting our Confidential Information from public disclosure.

5.4. Ownership. despite any other provision of these Terms, you acknowledge that, as between you and us, all our Confidential Information you receive from us, including all copies of it in your possession or control, in any media, is proprietary to and exclusively owned by us. Nothing in these Terms grants you any right, title or interest in or to any of our Confidential Information, except as provided in these Terms. Any incorporation of our Confidential Information into any of your own materials will not render our Confidential Information non-confidential.

6. TERM AND TERMINATION

6.1. Termination. You may terminate your use of the Site at any time by ceasing further use of the Site. PayAlert may terminate your use of the Site as a Website Visitor, including denying you access to the Site at our sole discretion for any reason or no reason, including for violation of these Terms. Termination of Customer’s use of the PayAlert Services is as set out in the Service Schedules below.

6.2. Effect of Termination. If these Terms expire or are terminated for any reason: (a) any and all of your liabilities to us that have accrued before the effective date of the expiration or termination will survive; (b) licenses and use rights granted to you with respect to the Site, including rights to any intellectual property in it or thereto, will immediately terminate in accordance with these Terms; (c) our obligation to provide any further access to the Site to you under these Terms will immediately terminate, except any such rights that are expressly to be provided following expiration or termination of these Terms; and (d) the provisions of Section 2 (Ownership), Section 3 (Restrictions on Use of the Site), Section 4 (Privacy), Section 5 (Confidentiality), Section 6.2 (Effect of Termination), Section 7 (Warranties and Disclaimers), Section 8 (Indemnification Obligations), Section 9 (Limitations of Liability), Section 10 (General), and Section 11 (Supplemental Terms in Certain Countries) will survive, as well as provisions designated to survive under any Service Schedules and accompanying attachments and Exhibits to these Terms.

7. WARRANTIES AND DISCLAIMERS

7.1 The Site and any information we supply are provided "AS IS" and "AS AVAILABLE". Your use of the Site and information will be at your sole risk. To the fullest extent legally possible, PayAlert and its respective officers, directors, employees, members, shareholders, agents, affiliates, subsidiaries, and licensors ("PayAlert Parties") make no additional representation or warranty of any kind whether express, implied (either in fact or by operation of law), or statutory, as to any matter whatsoever; expressly disclaim all implied warranties of merchantability, fitness for a particular purpose, quality, accuracy, and title; and do not warrant that the Site or information are or will be error-free, will meet your requirements, or be timely or secure. You will be solely responsible for any damage resulting from your use of the Site and/or information.

7.2 The PayAlert Parties make no warranties or representations that the Site or information have been and will be provided with due skill, care and diligence or about the accuracy or completeness of it, and assume no responsibility for any: errors, mistakes, or inaccuracies related to the Site or information; personal injury or property damage of any nature whatsoever resulting from your access to and use of the Site or information; any unauthorized access to or use of our Site or information, and/or any and all personal information and/or financial information stored on the Site; any interruption or cessation of transmission to or from the Site; any bugs, viruses, Trojan horses, or the like that may be transmitted to or through the Site through the actions of any third party; any loss of your data or other content from the Site; and/or any errors or omissions in any of your data or content or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available via the Site. You will not have the right to make or pass on any representation or warranty on behalf of PayAlert to any third party. Because some states and jurisdictions do not allow limitations on implied warranties, the above limitation may not apply to you. In that event, such warranties are limited to the maximum extent permitted by and for the minimum warranty period allowed by the mandatory applicable law.

7.3 The PayAlert Parties do not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the Site, and the PayAlert Parties will not be a party to or in any way responsible for monitoring any activities between you and third-party providers of products or services. You are solely responsible for all of your activities with other persons with whom you communicate or interact as a result of your use of the Site.

7.4 Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages such as in this Section 7 or below in Section 9. Accordingly, some of these limitations may not apply to you. If you are a resident of a state that permits the exclusion of these warranties and liabilities, then the limitations in Section 7 and Section 9 specifically do apply to you.

8. INDEMNIFICATION OBLIGATIONS

8.1 You will defend, indemnify, and hold us, our Affiliates, officers, directors, employees, suppliers, consultants, and agents harmless from any and all third-party claims, liability, damages, and costs (including, but not limited to, attorneys' fees) arising from or related to, as applicable: your access to and use of the Site; violation of these Terms by you; infringement of any intellectual property or other right of any person or entity by you; the nature and substance of all documents, data, or other content uploaded by you to the Site; or any products or services purchased or obtained by you in connection with the Site.

8.2 We retain the exclusive right to settle, compromise, and pay, without your prior consent, any and all claims or causes of action that are brought against us. We reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims. You agree not to settle any matter in which we are named as a defendant and/or for which you have indemnity obligations without our prior written consent. We will use reasonable efforts to notify you of any such claim, action, or proceeding upon becoming aware of it.

9. LIMITATIONS OF LIABILITY

9.1 Disclaimer of Consequential Damages.

9.1.1 despite anything to the contrary contained in these Terms, PayAlert will not, under any circumstances, be liable to you for any direct, consequential, incidental, special, cover, punitive, or exemplary damages arising out of or related to the use of the Site or information we supply you, including, but not limited to, goodwill, work stoppage, lost profits, or loss of business, even if apprised of the likelihood of such losses, and whether such claims are made based on contract, tort (including negligence), or any other legal theory.

9.1.2 To the fullest extent permitted by applicable law, in no event will the PayAlert Parties be liable to you for any direct, indirect, incidental, special, punitive, or consequential damages whatsoever resulting from any: use of the Site or information we supply you; errors, mistakes, or inaccuracies of the Site or information; personal injury or property damage of any nature whatsoever resulting from your access to and use of the Site or information; any unauthorized access to or use of the Site or information, and/or any and all personal information and/or financial information stored on the Site; any interruption or cessation of transmission to or from our servers; any bugs, viruses, Trojan horses, or the like that may be transmitted to or through the Site by any third party; any loss of your data or user content from the Site; any errors or omissions in any of your data or user content, or for any loss or damage of any kind incurred as a result of your use of any content posted, transmitted, or otherwise made available via the Site, whether based on warranty, contract, tort (including negligence), or any other legal theory, and whether or not the PayAlert Parties are advised of the possibility of such damages; and/or the disclosure of information under these Terms, our privacy notice, or any other communication we make or notice we provide.

9.1.3 Some countries and jurisdictions do not allow the limitation or exclusion of consequential, direct, indirect, or other damages in contracts with consumers and to the extent you are a consumer the limitations or exclusions in this Section 9.1 may not apply to you.

9.2 Cap on Damages. Our total liability to you for any cause of action arising out of or related to these Terms or to your use of the Site or information we supply you (including without limitation warranty claims), regardless of the forum and regardless of whether any action or claim is based on contract, tort (including negligence), or any other legal or equitable theory, will not exceed USD$100. The total amount paid by you to PayAlert for the service(s) giving rise to the claim under these Terms during the twelve (12) month period preceding the date of the first event giving rise to liability, or $100, whichever is greater. The existence of more than one claim will not enlarge this limit. Additional or different liability amounts may apply as expressly set forth in the applicable service schedule below. despite anything to the contrary in the foregoing, this section 9.2 will (i) apply only to the extent permitted by product liability law; and (ii) will not apply if personal injury or death have been caused intentionally by PayAlert or by PayAlert’s gross negligence.

9.3 Independent Allocations of Risk. Each provision of these Terms that provides for a limitation of liability, disclaimer of warranties, or exclusion of damages represents an agreed allocation of the risks of these Terms between the parties. This allocation is an essential element of the basis of the bargain between the parties. Each of these provisions is severable and independent of all other provisions of these Terms, and each of these provisions will apply even if the warranties in these Terms have failed of their essential purpose.

9.4 Jurisdictional Limitations.

9.4.1 Because some states and jurisdictions do not allow limitation of liability or caps on damages in certain instances, portions of the above limitation may not apply to you. In that event, such exclusions and limitations will apply to the maximum extent permitted by applicable mandatory law (and our liability will be limited or excluded as permitted under mandatory applicable law).

10. GENERAL

10.1 Third Party Content. We may provide, or third parties may provide, links to other third-party websites, services, or resources that are beyond our control. We make no representations as to the quality, suitability, functionality, or legality of any third-party content to which links may be provided, and you hereby waive any claim you might have against us with respect to such services. PayAlert is not responsible for the content on the internet or web pages that are located outside the Site or posts of user content. Your correspondence or business dealings with, or participation in promotions of, advertisers or partners found on or through the Site, including payment and delivery of related goods or services, and any other terms, conditions, warranties, or representations associated with such dealings, are solely between you and such advertiser or partner. You agree that we are not responsible or liable for any loss or damage of any sort incurred as a result of any such dealings or as the result of the presence of such advertisers or links to third-party websites or resources on the Site.

10.2 Relationship. At all times, you and we are independent contractors, and are not the agents or representatives of the other. These Terms are not intended to create a joint venture, partnership, or franchise relationship between the parties. Non-parties do not benefit from and cannot enforce these Terms. There are no third-party beneficiaries to these Terms. You must not represent to anyone that you are an agent of ours or are otherwise authorized to bind or commit us in any way without our prior written authorization.

10.3 Trade Restrictions. You acknowledge that the Site, any information we supply you, and any other products, services, information, documentation, software, technology, technical data, and any derivatives of it, that PayAlert makes available under these Terms (collectively “Excluded Data”) are subject to the export control and sanctions laws and regulations of the United States and other countries that may prohibit or restrict access by certain persons or from certain countries or territories currently including, but not limited to, Cuba, the Crimea region of the Ukraine and Sudan, Iran, North Korea, and Syria (“Trade Restrictions”). You represent and warrant that you are not: (i) located in an embargoed country or territory, (ii) under the control of an entity organized in or a resident of an embargoed country or territory, (iii) listed on any U.S. government list of persons or entities with which U.S. persons are prohibited from transacting, including, but not limited to, OFAC’s List of Specially Designated Nationals and Other Blocked Persons, the U.S. State Department's Nonproliferation Sanctions lists, the U.S. Commerce Department’s Entity List or Denied Persons List; or (iv) subject to end destination export control regulations, such as, but not limited to, the U.S. Export Administration Regulations and U.S. Government EU Dual-Use Regulation EC 428/2009. You are solely responsible for complying with Trade Restrictions for all Excluded Data and any of its content transmitted through the Site. If we determine in our sole discretion that you are actually or likely to be in violation of any representation or warranty set out in this Section, we have the right to terminate your use of and/or access to the Site immediately with or without notice to you.

10.4 Assignability. Unless such restriction is prohibited under applicable law, you may not assign your rights or obligations under these Terms without our prior written consent. If consent is given, these Terms will bind your successors and assigns. Any attempt by you to transfer your rights, duties, or obligations under these Terms except as expressly provided in these Terms is void. We may freely assign our rights, duties, and obligations under these Terms at any time, with or without notice to you.

10.5 Notices. Except as otherwise permitted by these Terms, any notice required or permitted to be given will be effective only if it is in writing and sent using: (a) PayAlert Services; (b) certified or registered mail; or (c) insured courier, to the appropriate party at the address set forth in your registration information or on the Site for PayAlert, with a copy, in the case of PayAlert, to legal@payalert.com. You or we may change our address for receipt of notice by notice to the other party in accordance with this Section 10.5. Notices are deemed given upon receipt if delivered using PayAlert Services, two (2) business days following the date of mailing, or one (1) business day following delivery to a courier.

10.6 Force Majeure. Except for any payment obligations, neither you nor we will be liable for failure to perform any obligation under these Terms to the extent such failure is caused by a force majeure event (including acts of God, natural disasters, war, civil disturbance, action by governmental entity, strike, and other causes beyond the party’s reasonable control). The party affected by the force majeure event will provide notice to the other party within a commercially reasonable time and will use commercially reasonable efforts to resume performance as soon as practicable. Obligations not performed due to a force majeure event will be performed as soon as reasonably possible when the force majeure event concludes.

10.7 Mandatory Arbitration, Waiver of Class Actions. PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

10.7.1 You agree that these Terms affect interstate commerce and that the Federal Arbitration Act governs the interpretation and enforcement of these arbitration provisions. This Section 10.7 is intended to be interpreted broadly and governs any and all disputes between us including but not limited to claims arising out of or relating to any aspect of the relationship between us, whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory; claims that arose before these Terms or any prior; and claims that may arise after the termination of these Terms. The only disputes excluded from this broad prohibition are the litigation of certain intellectual property as provided below.

10.7.2 Initial Dispute Resolution. Most disputes can be resolved without resort to arbitration. If you have any dispute with us, you agree that before taking any formal action you will contact us at legal@payalert.com and provide a brief, written description of the dispute and your contact information (including your username, if your dispute relates to a PayAlert Services account). Except for intellectual property, you and we agree to use reasonable efforts to settle any dispute, claim, question, or disagreement directly through consultation with us, and good faith negotiations will be a condition to either party initiating a lawsuit or arbitration.

10.7.3 Binding Arbitration. If the parties do not reach an agreed-upon solution within a period of thirty (30) days from the time informal dispute resolution is initiated under the Initial Dispute Resolution provision above, then either party may initiate binding arbitration as the sole means to resolve claims (except as provided below) subject to these Terms as set forth below. Specifically, all claims arising out of or relating to these Terms, the parties' relationship with each other, and/or your use of the Site or information we supply will be finally settled by binding arbitration administered by JAMS in accordance with the JAMS Streamlined Arbitration Procedure Rules for claims that do not exceed $250,000 and the JAMS Comprehensive Arbitration Rules and Procedures for claims exceeding $250,000 in effect at the time the arbitration is initiated, excluding any rules or procedures governing or permitting class actions.

10.7.4 Arbitrator’s Powers. The arbitrator, and not any federal, state, or local court or agency, will have exclusive authority to resolve all disputes arising out of or relating to the interpretation, applicability, enforceability, or formation of these Terms, including but not limited to any claim that all or any part of these Terms is void or voidable, whether a claim is subject to arbitration or the question of waiver by litigation conduct. The arbitrator will be empowered to grant whatever relief would be available in a court under law or in equity. The arbitrator's award will be written and will be binding on the parties and may be entered as a judgement in any court of competent jurisdiction.

10.7.5 Filing a Demand. To start an arbitration, you must do the following: (a) Write a Demand for Arbitration that includes a description of the claim and the amount of damages you seek to recover (you may find a copy of a Demand for Arbitration at www.jamsadr.com); (b) Send three copies of the Demand for Arbitration, plus the appropriate filing fee, to JAMS, Two Embarcadero Center, Suite 1500, San Francisco California 94111; and (c) send one copy of the Demand for Arbitration to us at: legal@payalert.com.

10.7.6 Fees & Costs. If your claim(s) total is less than US $5,000.00, then: (a) you may choose whether your participation in the arbitration will be conducted on the basis of documents provided to the arbitrator, through a telephonic hearing or by an in-person hearing; (b) PayAlert will reimburse your filing fees up to a maximum of US $1,500.00 unless the arbitrator determines that your claims are frivolous; and (c) PayAlert will not seek attorney’s fees and costs, unless the arbitrator determines that your claims are frivolous. You are responsible for your own attorneys' fees unless the arbitration rules and/or applicable law provide otherwise.

10.7.7 No Jury Trial. The parties understand that, absent this mandatory arbitration section, they would have the right to sue in court and have a jury trial. They further understand that, in some instances, the costs of arbitration could exceed the costs of litigation and the right to discovery may be more limited in arbitration than in court.

10.7.8 Venue. Arbitration will be initiated and take place in San Francisco, California, United States, and you and PayAlert agree to submit to the personal jurisdiction of any federal or state court in San Francisco, California in order to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator.

10.7.9 Class Action Waiver. The parties further agree that the arbitration will be conducted in the party’s respective individual capacities only and not as a class action or other representative action, and the parties expressly waive their right to file a class action or seek relief on a class basis. YOU AND PAYALERT AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. If any court or arbitrator determines that the class action waiver set forth in this paragraph is void or unenforceable for any reason or that an arbitration can proceed on a class basis, then the arbitration provisions set forth above will be deemed null and void in their entirety and the parties will be deemed to have not agreed to arbitrate disputes.

10.7.10 Exception: Litigation of Intellectual Property. despite the parties' decision to resolve all disputes through arbitration, either party may bring enforcement actions, validity determinations, or claims arising from or relating to theft, piracy, or unauthorized use of intellectual property in any state, or federal court or other governing body or authority with lawful jurisdiction for such disputes, or in the U.S. Patent and Trademark Office to protect its intellectual property rights (“intellectual property rights” means patents, copyrights, moral rights, trademarks, and trade secrets, but not privacy or publicity rights).

10.7.11 Survival. This Mandatory Arbitration, Waiver of Class Actions section will survive any termination of your use of the Site or information we supply.

10.8 Entire Terms. These Terms, which include the language and paragraphs preceding Section 1, are the final, complete, and exclusive expression of the agreement between you and PayAlert regarding the PayAlert Services provided under these Terms. These Terms supersede and the parties disclaim any reliance on previous oral and written communications (including any confidentiality agreements pertaining to the Site (including the PayAlert Services) under these Terms) with respect to the subject matter hereof and apply to the exclusion of any other terms that you seek to impose or incorporate, or which are implied by trade, custom, practice or course of dealing. PayAlert hereby rejects any additional or conflicting terms appearing in a purchase order or any other ordering materials submitted by you and conditions assent solely based on these Terms and conditions of these Terms as offered by PayAlert. In the event of an inconsistency or conflict, the order of precedence in descending order of control is as follows: (a) the Subscription Plan; (b) any attachments or appendix(ices) to the Service Schedule(s); (c) the Service Schedule; and (d) these Terms.

10.9 Governing Law & Venue. These Terms will be interpreted, construed, and enforced in all respects in accordance with the local laws of the State of California, U.S.A, without reference to its choice of law rules to the contrary. For purposes of determining the governing law, you and PayAlert agree that PayAlert is the proponent of these Terms. despite your and PayAlert’s agreement to mandatory arbitration, either party may seek any interim or preliminary injunctive relief from a court of competent jurisdiction in San Francisco, CA, as necessary to protect the party's rights or property pending the completion of arbitration. You and PayAlert submit to the exclusive jurisdiction of, and venue in, any federal or state court of competent jurisdiction located in San Francisco, California, U.S.A.

10.10 Language and Translations. PayAlert may provide translations of these Terms or other terms or policies. Translations are provided for informational purposes and if there is an inconsistency or conflict between a translation and the English version, the English version will control.

10.11 Waiver. The waiver by either you or PayAlert of any breach of any provision of these Terms does not waive any other breach. The failure of any party to these Terms to insist on strict performance of any covenant or obligation in accordance with these Terms will not be a waiver of such party’s right to demand strict compliance in the future, nor will the same be construed as a novation of these Terms.

10.12 Severability. If any part of these Terms is found to be illegal, unenforceable, or invalid, the remaining portions of these Terms will remain in full force and effect. If any material limitation or restriction on the grant of any license to you under these Terms is found to be illegal, unenforceable, or invalid, the license will immediately terminate.

10.13 How to Contact Us. If you have any questions about the Site or Terms, pricing, complaints, or other inquiries, please contact PayAlert at support@payalert.net.

SCHEDULE 1 ADDITIONAL TERMS FOR PAYALERT SERVICES

GENERAL. The following terms apply to a respective PayAlert Service as set out below:a. PayAlert eSignature. If you use PayAlert eSignature, you accept the Terms of the PayAlert eSignature Service Schedule 2 below.b. Early Access Program(s). If you participate in an Early Access Program(s), you accept the Terms of the Early Access Program(s) Service Schedule 3 below.c. PayAlert Notary. If you use PayAlert Notary as a Signer or Notary (as defined in the General Terms and Service Terms for PayAlert Notary), you accept the Service Terms for PayAlert Notary Service Schedule 4 below.d. PayAlert Notary Connect. If you use PayAlert Notary Connect as a third party Notary from a Service Provider, you accept the Service Terms for PayAlert Notary Connect Schedule 5 below.e. Data Protection Attachment for PayAlert Services. If you use the PayAlert Services, you accept the terms of the Data Protection Attachment for PayAlert Services Schedule 6 below.

DEFINITIONSa. “plugin output” means the data output generated by PayAlert Plugin Services from Customer’s use of such PayAlert Plugin Services.b. “PayAlert Plugin Services” means any feature, functionality, product, or service made available by PayAlert (including any PayAlert Service(s)) which utilizes data processing logic or automated data handling technology, including any of the same labeled or otherwise identified as plugin-based in PayAlert Services or applicable Documentation.c. “Account” means a unique account established by Customer to enable its Authorized Users to access and use a PayAlert Service.d. “Analytics Data” means any data, output (including plugin output), insights, or other information comprising, generated or derived from: (i) Customer’s and Authorized Users’ use of the PayAlert Services; and (ii) Customer Data, in each case in de-identified form.e. “Authorized User” mean an individual natural person, whether an employee, business partner, contractor, or agent of a Customer, who is registered or permitted by Customer to use the PayAlert Services under these Terms and up to any maximum number of users or uses specified at the time of purchase (where relevant).f. “Documentation” means any and all written materials, user manuals, and other documentation and materials supplied by us and related to the PayAlert Services, excluding any software code or other information customarily subject to a commercial licence, that is provided by PayAlert regarding the PayAlert Services. Documentation includes without limitation PayAlert’s then-current technical and functional documentation for the PayAlert Services.g. "eDocument" refers to a contract, notice, disclosure, or other record or document generated using or deposited into the PayAlert Service for processing.h. “Signer” means a person designated by an Authorized User to access and/or take action upon the eDocuments (as defined below) sent to such individual via PayAlert eSignature.

USAGE AND ACCESS RIGHTSa. Eligibility to Use. You represent and warrant that you are: (a) of legal age (18 years of age or older or otherwise of legal age in your resident jurisdiction) and competent to agree to these Terms on behalf of your company or business; and (b) you (or your Authorized Users, as applicable) are not and will not when using the Site be located in, under the control of, or a national or resident of a U.S. embargoed country or territory and are not a prohibited end user under Trade Restrictions (as defined in section 10.3). You acknowledge that you are not permitted to use the Site if you cannot make these representations. If PayAlert has previously prohibited you from accessing the Site or using the PayAlert Services, you are not permitted to access the Site or use the PayAlert Services. If you are agreeing to these Terms on behalf of an organization or entity, you represent and warrant that you are authorized to agree to these Terms on that organization or entity’s behalf and bind them to these Terms (in which case, the references to "you" and "your" in these Terms, except for in this sentence, also refer to that organization or entity).b. Customer Responsibilities. Customers are responsible for all use of the PayAlert Services associated with its Account; (c) Customers are solely responsible for maintaining the confidentiality of their Account names and password(s); (d) Customers agree to immediately notify PayAlert of any unauthorized use of Customer’s Account of which it becomes aware; (e) Customer agrees that PayAlert will not be liable for any losses incurred as a result of a third party's use of its Account, regardless of whether such use is with or without its knowledge and consent; (f) Customer will use the PayAlert Services for lawful purposes only and subject to these Terms.c. Limited License. Upon your acceptance of these Terms, we grant you a limited, non-exclusive and non-transferable license to access and use the Site for your internal business purposes and only as expressly permitted in these Terms and any applicable paid Customer plan that enables registration of an Account for the use of a PayAlert Service (“Subscription Plan”) when applicable. You will not use or permit use of the Site for any illegal purpose or in any manner inconsistent with the provisions of these Terms. If you are or become a direct competitor of PayAlert, you may not access or use the PayAlert Services without PayAlert’s explicit, advance, written consent, and then only for the purposes authorized in writing. Except as otherwise restricted by these Terms, PayAlert grants you permission on a non-exclusive, non-transferable, limited basis to display, copy, and download content and materials on the Site provided that you: (a) retain all copyright and other proprietary notices on the content and materials; (b) use them solely for personal or internal, non-commercial use or in accordance with any applicable Subscription Plan; and (c) do not modify them in any way other than permitted by mandatory law. Each discrete Subscription Plan includes restrictions and requirements that outline the features that Customer will be able to access. Any violation by you of the license provisions contained in this Section 3 may result in the immediate termination of your right to use the Site, as well as potential liability for copyright infringement or other claims depending on the circumstances.d. This Section 3 will survive expiration or termination of the Terms.

RESTRICTIONS ON USE OF THE PAYALERT SERVICESa. In addition, Customers will not, and will not permit others to, do the following with respect to the PayAlert Services:i. Use the PayAlert Services or allow access to them in a manner that circumvents contractual usage restrictions or that exceeds authorized use or usage metrics set forth in these Terms, any applicable Subscription Plan or PayAlert’s Reasonable Use Policy incorporated in this document by reference;ii. License, sub-license, sell, re-sell, rent, lease, transfer, distribute or time share or otherwise make any portion of the PayAlert Services or PayAlert’s then-current Documentation available for access by third parties except as otherwise expressly provided in these Terms; oriii. Use the PayAlert Services for benchmarking or to compile information for a product or service;iv. Access or use the PayAlert Services or Documentation for the purpose of: (i) developing or operating products or services intended to be offered to third parties in competition with the PayAlert Services; or (ii) allowing access to your Account by a direct competitor of PayAlert.v. Use PayAlert Services or plugin output, to train, calibrate, or validate, in whole or in part, any other systems, programs or platforms, or for benchmarking, software-development, or other purposes competitive to PayAlert Services.

TERMS SPECIFIC TO PAYALERT SERVICESa. Right to Use PayAlert Services. Subject to these Terms, PayAlert will provide the PayAlert Services to Customers in accordance with each Customer’s Subscription Plan, and PayAlert grants to each Customer a limited non-exclusive, non-transferable right and license during the Term, solely for its internal business purposes and in accordance with the Documentation, to: (a) use the PayAlert Services; (b) implement, configure, and, through its Account Administrator(s), permit its Authorized Users to access and use the PayAlert Services up to any applicable limits or maximums; and (c) access and use the Documentation.i. Authorized Users. Authorized Users of Customer must be identified by a unique email address and user name and two or more natural persons may not use the PayAlert Services as the same Authorized User. If the Authorized User is not an employee of Customer, use of the PayAlert Services will be allowed only if the user is under confidentiality and other obligations with Customer at least as restrictive as those in these Terms, and is accessing or using the PayAlert Services solely to support Customer’s internal business purposes.ii. Account Administrator. Customer may assign and expressly authorize an Authorized User(s) as its agent to manage Customer’s Account, and management of Customer’s Account includes, without limitation, configuring administration settings, assigning access and use authorization, requesting different or additional services, providing usage and performance records, managing templates, executing approved campaigns and events, assisting in third-party product integrations, and accepting notices, disclosures, and terms and conditions (“Account Administrator”). Customer may appoint an employee, agent or a third-party business partner or contractor to act as its Account Administrator(s) and may change its designation at any time through its Account. b. Permission to Use Analytics Data; plugin output.

i. As between the parties, Customer owns plugin output (to the extent protectable under intellectual property law) (i) subject to PayAlert’s underlying ownership of PayAlert Services, PayAlert Plugin Services, automation models, training data (excluding Customer Data), Analytics Data, automation training tools, plugin output formats, and other technology used or provided by PayAlert as part of or in connection with PayAlert Plugin Services, and all intellectual property rights in it, including but not limited to updates, enhancements and modifications thereto (“PayAlert plugin technology”), which PayAlert solely and exclusively owns; and (ii) provided that Customer may use plugin output solely for its internal business purposes subject to the restriction set forth in Section 4(a)(v). Customer is not authorized to use (and will not permit any third party to use) PayAlert Plugin Services, PayAlert plugin technology, or any portion of it except as expressly authorized by this Service Schedule and the Agreement.

ii. Due to the nature of data processing logic, plugin output may not be unique and PayAlert Plugin Services may generate the same or similar output to plugin output for PayAlert, Customer, or a third party. Customer understands and agrees that similar or the same output to plugin output may be delivered to other users, and such output requested by and generated for other users is not considered plugin output or Customer Data. PayAlert Plugin Services may in some situations produce output (including plugin output) that is inaccurate, incorrect or otherwise undesirable. Customer will evaluate the content, nature and accuracy of any plugin output as appropriate for its applicable use case, including by using human review of plugin output.

iii. despite anything to the contrary in the Terms, PayAlert may (i) use plugin output to provide PayAlert Services to Customer, and (ii) generate and process Analytics Data to improve PayAlert Services, including for automated data handling and data processing logic purposes. Customer agrees that PayAlert may collect, store and use Analytics Data (defined below) in providing the PayAlert Services, supporting Customer’s use of the PayAlert Services, improving PayAlert products and services, and as part of PayAlert’s business operations. Customer may use Analytics Data provided or made accessible by PayAlert only for Customer’s internal business purposes in connection with Customer’s use of the PayAlert Services and subject to the usage restrictions set forth in the Terms. “Analytics Data” means any data, output, insights, or other information generated or derived from: (i) Customer’s and Authorized Users’ use of the PayAlert Services; and (ii) Customer Data, in each case derived or aggregated in de-identified form. This Section (Permission to Use Analytics Data; plugin output) will survive termination or expiration of the Terms, including any Service Schedules and accompanying attachments and Exhibits to the Terms.

c. Payment Terms.

i. Subscription Plan. The prices, features, and options of the PayAlert Services depend on the Subscription Plan selected as well as any changes instigated by Customer. PayAlert does not represent or warrant that a particular Subscription Plan will be offered indefinitely and, to the fullest extent permitted under applicable laws, reserves the right to change the prices for or alter the features and options in a particular Subscription Plan without prior notice.

ii. No Refunds. Customer will timely pay PayAlert all fees associated with its Subscription Plan, Account, or use of the PayAlert Services, including, but without limitation, by Authorized Users. CUSTOMER’S PAYMENTS ARE NON-REFUNDABLE EXCEPT AS EXPRESSLY PROVIDED IN THESE TERMS OR AS OTHERWISE AGREED TO BY THE PARTIES. Charges for pre-paid Subscription Plans will be billed to Customer in advance. Charges for per-use purchases and standard Subscription Plan charges will be billed in arrears unless otherwise specified in the Subscription Plan.

iii. Recurring Charges. When you purchase a Subscription Plan, you must provide accurate and complete information for a valid payment method that you are authorized to use. You will be billed for your Subscription Plan either through the payment method you provide, such as a credit card, or through an intermediary provider such as iTunes, Google Play, or a similar app store (“App Store”). Customer must promptly notify PayAlert of any change in its invoicing address and must update its Account with any changes related to its payment method. BY COMPLETING REGISTRATION FOR A SUBSCRIPTION PLAN, CUSTOMER AUTHORIZES PAYALERT OR ITS AGENT TO CHARGE ITS PAYMENT METHOD ON A RECURRING (E.G. MONTHLY OR YEARLY) BASIS (“AUTHORIZATION”) FOR: (a) THE APPLICABLE SUBSCRIPTION PLAN CHARGES; (b) ANY AND ALL APPLICABLE TAXES; AND (c) ANY OTHER CHARGES INCURRED IN CONNECTION WITH CUSTOMER’S USE OF THE PAYALERT SERVICES. The Authorization continues through the applicable Subscription Term and any Renewal Term (each as defined in Section 5(d)(i), below) until Customer cancels as set forth in Section 5 of these Terms.

iv. Late Fees & Collection Costs. If PayAlert does not receive payment from Customer’s payment method, Customer agrees to pay all amounts due upon demand. Any amount not paid when due will be subject to finance charges equal to 1.5% of the unpaid balance per month or the highest rate permitted by applicable law, whichever is less, determined and compounded daily from the date due until the date paid. Customer will reimburse any costs or expenses (including, but not limited to, reasonable attorneys’ fees) incurred by PayAlert to collect any amount that is not paid when due. PayAlert may accept payment in any amount without prejudice to PayAlert’s right to recover the balance of the amount due or to pursue any other right or remedy. Amounts due to PayAlert may not be withheld or offset by Customer for any reason against amounts due or asserted to be due from PayAlert.

v. Invoices. PayAlert will provide billing and usage information in a format we choose, which may change from time to time. PayAlert reserves the right to correct any errors or mistakes that it identifies even if it has already issued an invoice or received payment. Customer agrees to notify us about any billing problems or discrepancies within thirty (30) days after they first appear on your invoice. If Customer does not bring such problems/discrepancies to our attention within thirty (30) days, it agrees to waive its right to dispute such problems or discrepancies.

vi. Billing Cycles. Billing cycle end dates may change from time to time. When a billing cycle covers less than or more than a full month, we may make reasonable adjustments and/or prorations. Customer agrees that we may (at our option) accumulate charges incurred during a billing cycle and submit them as one or more aggregate charges during or at the end of a cycle, and that we may delay obtaining authorization or payment from Customer’s payment card issuer or App Store until submission of the accumulated charge(s).

vii. Benefit Programs. You may receive or be eligible for certain pricing structures, discounts, features, promotions, and other benefits (collectively, "Benefits") through a business or government agreement with us ("Business Terms"). Any and all such Benefits are provided solely as a result of the corresponding Business Terms and to the fullest extent permitted under applicable laws, such Benefits may be modified or terminated without notice. If you use the PayAlert Services and a business or government entity pays your charges or is otherwise liable for the charges, you authorize us to share your account information with that entity and/or its authorized agents. If you are enrolled in a Subscription Plan or receive certain Benefits tied to Business Terms with us, but you are liable for your own charges, then you authorize us to share enough account information to verify your continuing eligibility for those Benefits and the Subscription Plan.

viii. Tax Responsibility. All payments required by these Terms are stated exclusive of all taxes, duties, levies, imposts, fines, or similar governmental assessments, including sales and use taxes, value-added taxes (“VAT”), goods and services taxes (“GST”), excise, business, service, and similar transactional taxes imposed by any jurisdiction (collectively, “Taxes”). Customer will be responsible for and bear Taxes associated with its purchase of, payment for, access to or use of the PayAlert Services. If PayAlert is required to remit Taxes associated with Customer’s purchase of, payment for, access to, or use of the PayAlert Services, PayAlert will add the amount of those Taxes, itemized where required by law, to the payment due. Taxes may be applied without notice. Taxes will not be deducted from the payments to PayAlert, except as required by law, in which case Customer will increase the amount payable as necessary so that after making all required deductions and withholdings, PayAlert receives and retains (free from any Tax liability) an amount equal to the amount it would have received had no such deductions or withholdings been made. Customer hereby confirms that PayAlert can rely on the name and address set forth in its registration for a Subscription Plan as being the place of supply for Tax purposes. If applicable, Customer will provide to PayAlert its VAT, GST, or similar tax identification number(s) to avoid application of taxes, as applicable. Customer will use the ordered PayAlert Services for Customer’s business use in the foregoing location(s) in accordance with the provided VAT or GST identification number(s). The parties’ obligations under this Section (Tax Responsibility) will survive the termination or expiration of these Terms.

ix. Intermediary Provider Billing. If your Subscription Plan is based on intermediary provider billing, your intermediary provider will automatically charge your App Store account monthly for the cost of the Subscription Plan and any applicable taxes. If you are not current with your Subscription Plan payments, we reserve the right to terminate your account, suspend your access to your Subscription Plan, or convert your Subscription Plan subscription to a non-subscription account. You will be responsible for paying all past due amounts.

x. Termination. If these Terms expire or are terminated for any reason Customer will pay to PayAlert any amounts that have accrued before, and remain unpaid as of, the date of the termination or expiration, including those for the billing cycle in which termination occurs.

d. You may elect to receive authentication, notification and/or eDocument delivery messages by text (“SMS Messages”) at the mobile number you provide as part of your use of the PayAlert Services. You represent that you are the subscriber of the mobile service at the mobile number provided, or that you are otherwise authorized by the subscriber to receive SMS Messages at such mobile number as part of your use of the PayAlert Services. By electing to receive and send SMS Messages, you acknowledge that message and data rates may apply under your agreement with your provider of mobile communication services (“Mobile Service Provider”). You further understand and acknowledge that your Mobile Service Provider’s network services are outside of PayAlert’s control and we are not responsible or liable for any issues arising therefrom. PayAlert will not be liable for any of the following: a) failure of delivery of any content via SMS Message; b) any delays in transmission of SMS Messages; or c) any service or other changes implemented by your Mobile Service Provider impacting the receipt or sending of SMS Messages as part of your use of the PayAlert Services.

Send START to 95949 to get text alerts. You may receive a welcome message and subsequent account update messages.

PayAlert does not charge for receiving text message alerts. Message frequency varies by account. Message and data rates may apply. 4 msgs per month. Check your text messaging plan with your carrier. For help, text HELP to 95949 or email Support@payalert.net. To stop receiving text messages at any time, text STOP to 95949. Supported carriers include: AT&T, Verizon, MetroPCS, Sprint, Boost, T-Mobile, Alltel, Virgin Mobile, U.S. Cellular. Carriers are not liable for delayed or undelivered messages.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

e. SPECIFIC CAP ON DAMAGES. despite SECTION 9.2 OF THE TERMS, OUR TOTAL LIABILITY TO YOU FOR ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO PAYALERT SERVICES PROVIDED UNDER THIS SCHEDULE 1 (INCLUDING WITHOUT LIMITATION WARRANTY CLAIMS), REGARDLESS OF THE FORUM AND REGARDLESS OF WHETHER ANY ACTION OR CLAIM IS BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL OR EQUITABLE THEORY, WILL NOT EXCEED THE TOTAL AMOUNT PAID BY YOU TO PAYALERT FOR THE PAYALERT SERVICE(S) GIVING RISE TO THE CLAIM UNDER THIS SCHEDULE 1 DURING THE TWELVE (12) MONTH PERIOD PRECEDING THE DATE OF THE FIRST EVENT GIVING RISE TO LIABILITY, OR $100, WHICHEVER IS GREATER.

f. Free Trial and Special Offers for PayAlert Services.

i. If you register for a free trial, promotional offer, or other type of limited offer for use of PayAlert Services (“Free Trial”), you may be presented with additional terms and conditions when registering for a Free Trial, and any such additional terms and conditions are hereby incorporated into these Terms by reference and are legally binding. This Section (Free Trial and Special Offers for PayAlert Services) supersedes and applies despite any conflicting provisions with regard to access and use of a Free Trial.

ii. To the fullest extent permitted under applicable laws, PayAlert reserves the right to reduce the term of a trial period or end it altogether without prior notice.

iii. The version of the PayAlert Services that is available for a Free Trial may not include or allow access to all features or functions. ANY DATA THAT A CUSTOMER ENTERS INTO THE PAYALERT SERVICES, AND ANY CONFIGURATIONS MADE BY OR FOR A CUSTOMER, DURING THE FREE TRIAL WILL BE PERMANENTLY LOST AT THE END OF THE TRIAL PERIOD UNLESS THE CUSTOMER: (a) PURCHASES A SUBSCRIPTION PLAN TO PAYALERT SERVICES THAT IS EQUIVALENT TO OR GREATER THAN THOSE COVERED BY THE TRIAL; OR (b) EXPORTS SUCH DATA BEFORE THE END OF THE TRIAL PERIOD.

iv. despite any other provision of these Terms, including without limitation the warranties described in Section 7 of the General Terms (Warranties and Disclaimers) or any service-specific terms and conditions applicable to a particular PayAlert Service, including exhibits and attachments accompanying such schedule (“Service Schedule”), during a Free Trial the PayAlert Services are provided “AS IS” and “as available” without any warranty that may be set forth in these Terms, and PAYALERT DISCLAIMS ANY IMPLIED WARRANTIES INCLUDING WITHOUT LIMITATION MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE AND PAYALERT’S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO CUSTOMER’S USE OF THE FREE TRIAL IS $100. BECAUSE SOME STATES AND JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN THAT EVENT, SUCH WARRANTIES ARE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY AND FOR THE MINIMUM WARRANTY PERIOD ALLOWED BY THE MANDATORY APPLICABLE LAW.

Your Confidential Information.a. Scope. “Confidential Information” for you as a Customer and your Affiliates (defined below) means (a) data uploaded by you or your Affiliates to the PayAlert Services (“Customer Data”); (b) any other information of you, including your Affiliates, that you disclose to us in writing or orally and is designated as confidential or proprietary at the time of disclosure to us; and (c) any amendment to the terms and conditions of these Terms between you and us. Your Confidential Information does not include any information that: (i) was or becomes generally known to the public through no fault or breach of this Section by us; (ii) was rightfully in our possession at the time of disclosure without restriction on use or disclosure; (iii) was independently developed by our without use of your Confidential Information; or (iv) was rightfully obtained by us from a third party not under a duty of confidentiality and without restriction on use or disclosure.b. Restricted Use and Nondisclosure. During and after the term, we will: (a) use your Confidential Information solely for the purpose for which it is provided to us; (b) not disclose such Confidential Information to a third party, except on a need-to-know basis to our Affiliates, attorneys, auditors, consultants, and service providers who are under confidentiality obligations at least as restrictive as those contained in this document; and (c) protect such Confidential Information from unauthorized use and disclosure to the same extent (but using no less than a reasonable degree of care) that we protect our own Confidential Information of a similar nature.c. Required Disclosure. If we are required by law to disclose your Confidential Information, we will use reasonable efforts to give you prompt written notice before making the disclosure, unless prohibited from doing so by the legal or administrative process, and assist you to obtain where reasonably available an order protecting your Confidential Information from public disclosure.d. Ownership. despite any other provision of these Terms, we acknowledge that, as between you and us, all your Confidential Information we receive from you, including your Customer Data, is owned by you. Nothing in these Terms grants us any right, title or interest in or to any of your Confidential Information except as provided in these Terms. All other data regarding the PayAlert Services, as between you and us, at all times are and will remain our sole and exclusive property.

Term and Termination – Customers.a. Suspension of Access to PayAlert Services. In accordance with these Terms, PayAlert may suspend any use of the PayAlert Services, remove any content or disable or terminate any Account or Authorized User that PayAlert reasonably and in good faith believes violates these Terms. PayAlert will use commercially reasonable efforts to notify you before any such suspension or disablement, unless PayAlert reasonably believes that: (a) it is prohibited from doing so under applicable law or under legal process, such as court or government administrative agency processes, orders, mandates, and the like; or (b) it is necessary to delay notice in order to prevent imminent harm to the PayAlert Services or a third party. Under circumstances where notice is delayed, PayAlert will provide the notice if and when the related restrictions in the previous sentence no longer apply.b. Term. The period of effectiveness of these Terms, with respect to PayAlert Services, begins on the date the Customer accepts these Terms and continues until the Customer’s Subscription Plan expires or its use of the PayAlert Services ceases (including as a result of termination in accordance with this Section 6), whichever is later (“Term”).c. Subscription Term and Automatic Renewals.i. PayAlert’s Subscription Plans automatically renew unless otherwise noted. If you purchase a Subscription Plan you agree to pay the then-current applicable fee associated with the Subscription Plan and further agree and acknowledge that it will automatically renew, unless, before the end of the current period of effectiveness of the Subscription Plan (“Subscription Term”): (a) you terminate your Account; (b) you set your Account not to auto-renew by logging in to PayAlert Services or contacting us; (c) PayAlert declines to renew your Subscription Plan; or (d) these Terms are otherwise properly terminated as expressly permitted in this document. The Subscription Plan will automatically renew on a monthly or annual basis, depending on the method you choose (“Renewal Term”).ii. Promotional codes may only be used for your first Subscription Term. If you purchased your Subscription Plan with a promotional code, each time your Subscription Plan renews you will be charged the full annual billing amount. If your Subscription Plan is ever terminated for any reason, and you purchase another Subscription Plan, you will not be eligible to use a promotional code.iii. We reserve the right to modify, terminate, or otherwise amend the fees and features associated with your Subscription Plan to the fullest extent permitted under applicable laws. We may also recommend that you purchase a new Subscription Plan that is comparable to your previous Subscription Plan that is ending. Before we change the fees and charges in effect, or add new fees and charges, we will give you advance notice of at least thirty (30) days. If we provide you such advance notice, unless prohibited by applicable laws, your continued use of the PayAlert Services after the changes have been made will constitute your acceptance of the changes. If you do not wish to continue subscribing with the new fees or features, you may terminate your Subscription Plan as described in Section 6. If you accept the new Subscription Plan, its terms and conditions with these Terms will apply in the Renewal Term and thereafter.d. Termination by Customer. You may terminate your Account at any time upon ten (10) days’ advance written notice to PayAlert. If you wish to terminate, you must provide notice by contacting us. If you purchased your Subscription Plan through an external service, such as an App Store, you must use the tools made available by those services to manage and/or terminate your Subscription Plan. Section 4(b)(ii) despite, if a Customer terminates its annual Subscription Plan within the first thirty (30) days of the initial Subscription Term, it may submit a written request to PayAlert for a refund of the fees paid to PayAlert for the initial Subscription Term, which PayAlert will consider, without obligation, in good faith. PayAlert has no obligation to consider refund requests related to a termination of a Subscription Plan if the termination does not occur in the first thirty (30) days of the initial Subscription Term, or if there has been a violation of other Terms in this document, or if records indicate substantial productive use took place during that period.e. Default; Termination by PayAlert. A Customer will be in default of these Terms if: (a) it fails to timely pay any amount owed to us or an Affiliate of ours; (b) it or an Authorized User associated with its Account breaches any provision of these Terms or violates any published policy applicable to the PayAlert Services; (c) it is or becomes subject to any proceeding under the Bankruptcy Code or similar laws; or (d) if, in our sole discretion, we believe that continued use of the PayAlert Services by the Customer (or its Authorized Users or Signers) creates legal risk for PayAlert or presents a threat to the security of the PayAlert Services or PayAlert’s customers. If a Customer is in default, we may, without notice: (i) suspend its Account and use of the PayAlert Services; (ii) terminate its Account; (iii) charge reactivation fees in order to reactivate its Account; and (iv) pursue any other remedy available to us. A PayAlert “Affiliate” means any legal entity that PayAlert, Inc. owns, that owns PayAlert, Inc. or that is under common control with PayAlert, Inc. A Customer “Affiliate” means any legal entity that Customer owns, that owns Customer or that is under common control with Customer. “Control” and “own” mean possessing greater than 50% interest in an entity or the right to direct the management of the entity.f. Effect of Termination. If these Terms expire or are terminated for any reason: (a) any and all of your liabilities to us that have accrued before the effective date of the expiration or termination will survive; (b) licenses and use rights granted to you with respect to the Site, including rights to any intellectual property in it or thereto, will immediately terminate in accordance with these Terms; (c) our obligation to provide any further access to the Site to you under these Terms will immediately terminate, except any such rights that are expressly to be provided following expiration or termination of these Terms; and (d) the provisions of Section 4(b)(ii) (No Refunds), Section 4(b)(vii) (Benefit Programs), Section 4(b)(xiii) (Tax Responsibility), and Section 4(d) (Free Trial and Special Offers for PayAlert Services) of this Schedule 1 (Additional Terms for PayAlert Services), as well as provisions designated to survive under the Terms, any Service Schedules and accompanying attachments and Exhibits to the Terms.Enter your content here